Physical well-being includes having a peace of mind.
In our modern society financial well-being is therefore also a vital factor. Research shows couples argue mostly about financial issues.
In Malaysia, Ctos (Credit Reporting Agency) collects information on credit and is reflected in it's reporting. Banks will typically refer to it.
Now, you can check you Ctos report by logging into ctosid.ctos.com.my
Best regards,
E. K Yeap
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